XM EURUSD Cashback per Lot — Standard $4.80 vs Ultra Low $1.80
Short answer: with official XM partner code CBT90, EURUSD cashback on XM is $4.80 per standard lot on a Standard account and $1.80 per lot on EURUSD# on an Ultra Low account. That is $0.48 or $0.18 per 0.1 lot, and $0.048 or $0.018 per 0.01 lot. One pip on EURUSD is worth about $10 per lot, so Standard cashback returns about 0.48 pip on every lot you close. It is credited to your XM MyWallet the next day, from 0.01 lot, with no cap.
EURUSD cashback for every lot size
CashBackXM pays a fixed dollar amount per lot of closed EURUSD volume. It scales exactly with your trade size, so small positions earn cashback too. Rates for accounts opened with official XM partner code CBT90:
| Trade size | EURUSD (Standard) | EURUSD# (Ultra Low) |
|---|---|---|
| 1.00 lot | $4.80 | $1.80 |
| 0.50 lot | $2.40 | $0.90 |
| 0.10 lot | $0.48 | $0.18 |
| 0.01 lot | $0.048 | $0.018 |
Symbols ending in # belong to the Ultra Low account. Micro accounts follow the Standard rate table. Rates for Ultra Low Micro are not published here — check the rates table or ask us. Not sure what 0.1 or 0.01 lot means? See XM lot size explained.
What EURUSD cashback is worth in pips
EURUSD is quoted in US dollars, and 1 standard lot is 100,000 euros. So one pip (0.0001) is worth about $10 per lot, $1 at 0.1 lot and $0.10 at 0.01 lot. Divide the cashback by the pip value:
- Standard: $4.80 ÷ $10 = 0.48 pip back per lot.
- Ultra Low: $1.80 ÷ $10 = 0.18 pip back per lot.
The pip figure is the same at any size, because cashback and pip value both scale with volume. On a 0.1-lot trade a pip is about $1 and Standard cashback is $0.48 — still 0.48 pip.
On Standard and Ultra Low there is no trading commission; your cost is in the spread. Cashback does not change the price you trade at. It returns part of that cost the next day, in dollars, to your MyWallet. It also does not change your risk: a 20-pip stop-loss on 1 lot of EURUSD is still about $200.
EURUSD compared with the other major pairs
On the Standard account, EURUSD is in the $4.80 tier together with AUDUSD, USDJPY and USDCAD. GBPUSD, USDCHF and NZDUSD are in the $5.30 tier. On Ultra Low the order is different:
| Major pair | Standard (per lot) | Ultra Low # (per lot) |
|---|---|---|
| EURUSD | $4.80 | $1.80 |
| USDJPY | $4.80 | $1.60 |
| AUDUSD | $4.80 | $2.70 |
| USDCAD | $4.80 | $2.70 |
| GBPUSD | $5.30 | $2.70 |
| USDCHF | $5.30 | $2.70 |
| NZDUSD | $5.30 | $3.70 |
Other euro pairs on Standard: EURGBP, EURJPY, EURAUD and EURCAD pay $5.30 per lot; EURCHF and EURNZD pay $6.40. Cashback is a share of the partner commission XM generates on your trading, and under XM's partner terms that commission depends on the instrument and account type, which is why rates differ by pair. Every pair is listed in XM Forex cashback.
Standard or Ultra Low for EURUSD?
The cashback gap on EURUSD is $3.00 per lot, which is about 0.3 pip. Ultra Low has a tighter spread but pays less cashback. Compare the live EURUSD and EURUSD# spreads at the times you trade: if the Ultra Low spread is tighter by more than about 0.3 pip, Ultra Low costs less overall; if not, Standard plus $4.80 costs less. The full method is in Standard vs Ultra Low cashback.
Monthly EURUSD volume — an illustration
The table shows how EURUSD volume adds up over 20 trading days. It is an illustration of volume, not a forecast of what you will trade or receive, and it assumes every trade is eligible.
| Example pattern | Lots per month | Standard ($4.80) | Ultra Low ($1.80) |
|---|---|---|---|
| 0.01 lot × 10 trades a day | 2 | $9.60 | $3.60 |
| 0.1 lot × 5 trades a day | 10 | $48.00 | $18.00 |
| 1 lot × 1 trade a day | 20 | $96.00 | $36.00 |
| 5 lots a day in total | 100 | $480.00 | $180.00 |
Cashback is counted on closed volume, whether each trade closed in profit or loss. Ten trades of 0.1 lot and one trade of 1 lot both count as 1 lot. Try your own numbers in the cashback calculator.
What does not earn EURUSD cashback
Cashback comes from the partner commission XM generates on your trades. Under XM's partner terms, some trades generate no commission, so they earn no cashback:
- Trades lasting 3 minutes or less — relevant if you scalp EURUSD.
- Positions closed with "close by" or "multiple close by".
- Trading identified as churning.
- If part of your margin is funded by a bonus, cashback is reduced in proportion.
Your EURUSD spread, leverage and execution are the same as any XM client's on that account type.
How to get cashback on EURUSD
- Open an XM account with official XM partner code CBT90. Step-by-step guide →
- Choose Standard for $4.80 per lot on EURUSD, or Ultra Low for a tighter spread and $1.80 per lot on EURUSD#.
- Trade EURUSD from 0.01 lot. Cashback for each closed lot is credited to your XM MyWallet the next day — no claim needed.
Already have an XM account without CBT90? In almost every case it cannot be moved — ask XM support. Details in changing your XM partner code.
CashBackXM is an independent cashback service and an official XM partner (code CBT90). We are not XM and never hold your funds; XM credits the cashback directly to your own MyWallet. Trading CFDs on leverage carries a high risk of loss. Cashback lowers your cost per lot but does not change the risk of any trade.
$4.80 back on every lot of EURUSD.
Open your XM account under official XM partner code CBT90 — from 0.01 lot, no cap, credited to your MyWallet the next day.
XM EURUSD cashback — questions traders ask
How much cashback does XM pay on EURUSD per lot?
With official XM partner code CBT90: $4.80 per standard lot of EURUSD on a Standard account and $1.80 per lot of EURUSD# on an Ultra Low account. It is credited to your XM MyWallet the next day.
How much cashback is 0.01 lot of EURUSD?
$0.048 on a Standard account and $0.018 on Ultra Low. At 0.1 lot it is $0.48 and $0.18. Cashback starts at 0.01 lot and has no cap.
How many pips is XM EURUSD cashback worth?
One pip on EURUSD is worth about $10 per lot. $4.80 ÷ $10 = 0.48 pip back per lot on Standard, and $1.80 ÷ $10 = 0.18 pip on Ultra Low. The pip figure is the same at every lot size.
Which other pairs pay the same cashback as EURUSD?
On the Standard account AUDUSD, USDJPY and USDCAD are in the same $4.80 tier. GBPUSD, USDCHF and NZDUSD pay $5.30. The full list is on the XM Forex cashback page.
Do short EURUSD scalps earn cashback?
Not if they last 3 minutes or less. Under XM's partner terms those trades generate no commission, so they earn no cashback. Trades closed with "close by" are also excluded.
Can I add CBT90 to my existing XM account?
In almost every case no. Ask XM support about your specific account; the options are explained on our page about changing your XM partner code.